It’s one year down and hopefully many, many more to go for one of the area’s new locally owned businesses.
What would a sudden financial emergency be in your life? It could be a storm causing massive property damage to your home. It could also be something more personal, like an accident that would cut off your ability to make a living.
Imagine the frustration that would follow if you spent hours planning and narrowing in on a dream home only to find out that you can’t afford it when push comes to shove.
This article is intended to provide general information and should not be considered legal, tax or financial advice. It's always a good idea to consult a legal, tax or financial advisor for specific information on how certain laws apply to you and about your individual financial situation.
How many times have you gone to pour milk in your coffee, only to see that the date on the carton was yesterday? Some people will instinctively throw it away, but chances are that’s not what the label is intended to convey. It’s likely a marker for when the food might taste its best, not if …
Some homeowners can’t wait to see the assessed value of their home drop. In fact, they’ll tell you the bigger the drop, the better. Why? Your property taxes depend on your tax rate and your property’s current market value, which is determined by a local assessor. You can’t dispute the tax ra…
Most people have at least one bad financial habit. Whether it’s impulse shopping, forgetting to pay bills on time or putting off building that emergency fund, balancing what you want to do and what you “should” do is never easy.
The picture of retirement that many of us have is a post-work period filled with travel and plenty of relaxation. It’s a time when you can finally take up a new hobby, sink into the pile of books and enjoy more time with family and friends.
You’re not alone if your heart pounds when you see a letter from the Internal Revenue Service (IRS) in your mailbox. While some lucky filers get sent a letter because they’re due a larger refund, most of us fear the worst — an audit.
The end of the year is approaching and between visiting friends and family and celebrating the holidays, your taxes may be the last thing on your mind. However, putting off tax preparation until later could be a costly mistake.
Deciding to make a charitable contribution can arise from a desire to help others, a passionate commitment to a cause or the aim to give back to a group that once helped you or a loved one.
Adulthood brings certain financial responsibilities like the building of budgets, bank accounts and proper insurance. It's surprising how few consider a proper estate plan part of that essential mix.
With the average American spending only 4.6 years at any given job, it's never been more important to have a plan for any retirement funds you've accrued at any employer.
During a particularly cold winter or hot summer, you open your utility bill with a sense of dread. Is it time to consider your utility company's budget-billing plan?
With the average price of an American wedding over $31,000, the big day can impose financial stress for those who don't have savings in place. It's important to remember that these numbers indicate greater trends—not suggested spending patterns.
Phased retirement – a catchall term that describes a variety of part-time and reduced-hour work arrangements before leaving an employer for good – is gaining steam. But before you sign on, it's important to understand how “phasing out” may affect your long-term finances.
Kids are surprisingly resilient in the face of a crisis. But even so, serious family money troubles can potentially affect a young person's home life, education and outlook on money management down the road.
If you're not close to retirement age, it's easy to ignore what Social Security is doing. However, some significant announcements late last year make now a very good time to pay attention.
If you've ever wondered if you can be charitable with only a few extra dollars in your wallet or a little bit of free time, the answer is yes. You just have to get a little creative.
For all the planning we do during the holidays, the last couple of weeks before the big parties and family gatherings can trip up the best of budgets.
It will begin soon enough – all those “beat the rush!” ads for holiday shopping, activities and events. Right now, you have a great opportunity to beat the rush to organize your year-end finances and make some smart moves for the New Year.
After the 2008 economic crisis, many people assumed they would never be able to reach true financial independence - the ability to live comfortably off one's savings and investments with no debt whatsoever.
If you've received a replacement for your credit or debit cards in the mail lately, take a closer look. That little gold chip on the front is going to make it tougher for thieves to steal your data.
Stress can come from everywhere – career, school, family, relationships, health – and especially money. The American Psychological Association (APA) recently reported that money remains the number one stressor for 72 percent of Americans. In fact, money has led the APA's annual stress survey…
(StatePoint) College is when many young people first get a taste of independence. Unfortunately, this newfound freedom can lead to decisions that may impact life well beyond graduation.
A successful job search goes well beyond snagging the title and the paycheck. From the day you start looking until the day you're hired, there are strategic and financial issues to consider that may be more valuable to you in the long run.